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uPIC Points Checking

With uPIC Points Checking you earn points for many different activities including:
 
Debit Card POS Signature Purchases 1 point per $2 spent
Debit Card POS PIN Purchases 1 point per $2 spent
Direct Deposit (ACH Credit) 50 points per deposit (1)
ACH Debit Transaction 10 points
eDeposit 25 points per eDeposit (1)
eStatement Enrollment - 1 time
500 points
Internet Banking Enrollment - 1 time 200 points
Mobile Banking Enrollment - 1 time 200 points
Birthday (name line 1-3 annually) 50 points
Student - Good Grades (per semester) 100 points
New Credit Card Account - 1 time 1,000 points
New Checking Account - 1 time 100 points
New Savings Account - 1 time 100 points
New IRA - 1 time 500 points
New HSA - 1 time 500 points
New Safe Deposit Box - 1 time 500 points
New HELOC Loan - 1 time 2,000 points
New Home Mortgage Loan - 1 time 2,500 points
New Good Neighbors Club Member 100 points
Good Neighbors Club Overnight Trip 500 points
UChoose Rewards® Registration 500 points
 
More about the Account
Minimum Deposit to Open
$10
Monthly Service Charge None
eStatements  (if you choose paper statements a fee of $3 per statement applies) FREE
Interest Bearing No
ATM Surcharge Fee Refunds (2)
  • 22 years of age or younger - $10
  • 23 years of age or older - $10 (3)
 Features
"uPIC Points Checking" offers Free ATM/Debit Card, eStatements, eDeposit, Mobile Banking*, Internet Banking*, eBill Pay and eAlerts. Zelle®** is also available for this account.

*Data and messaging rates may apply.
** Usage rates may apply.

(1) 100 points maximum per monthly statement cycle.

(2) $10 maximum refund per monthly statement cycle. Refunds do not apply to withdrawals at non-U.S.  ATMs.

(3) Refund requires at least 15 Debit Card POS purchases to post and settle during the monthly statement cycle.